Personal Payments
Send money to your loved ones quickly and securely.
- Bank Transfers
- Mobile Money
- Family Support
- Friends & Relatives
- Emergency Transfers
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Kenya
Uganda
Tanzania
Ghana'%3e%3ccircle r='20' fill='%23008'/%3e%3ccircle r='17.5' fill='%23fff'/%3e%3ccircle r='3.5' fill='%23008'/%3e%3cg id='d'%3e%3cg id='c'%3e%3cg id='b'%3e%3cg id='a' fill='%23008'%3e%3ccircle r='.875' transform='rotate(7.5 -8.75 133.5)'/%3e%3cpath d='M0 17.5.6 7 0 2l-.6 5L0 17.5z'/%3e%3c/g%3e%3cuse xlink:href='%23a' transform='rotate(15)'/%3e%3c/g%3e%3cuse xlink:href='%23b' transform='rotate(30)'/%3e%3c/g%3e%3cuse xlink:href='%23c' transform='rotate(60)'/%3e%3c/g%3e%3cuse xlink:href='%23d' transform='rotate(120)'/%3e%3cuse xlink:href='%23d' transform='rotate(-120)'/%3e%3c/g%3e%3c/svg%3e)
India'%3e%3ccircle r='9'/%3e%3cg id='d'%3e%3cg id='c'%3e%3cg id='b'%3e%3cpath d='m-19 0 1.169 1.169L0 0l-17.831-1.169z'/%3e%3cpath id='a' d='m-.884.116.05.05L0 0z' transform='scale(19.2381)'/%3e%3cuse xlink:href='%23a' transform='scale(1 -1)'/%3e%3c/g%3e%3cuse xlink:href='%23b' transform='rotate(45)'/%3e%3c/g%3e%3cuse xlink:href='%23c' transform='rotate(90)'/%3e%3c/g%3e%3cuse xlink:href='%23d' transform='rotate(180)'/%3e%3cg transform='translate(-2.02)'%3e%3cg id='f' transform='translate(37.962)'%3e%3cpath id='e' d='M5 0 1.618 1.176l-.073 3.58-2.163-2.854-3.427 1.037L-2 0z'/%3e%3cuse xlink:href='%23e' transform='scale(1 -1)'/%3e%3c/g%3e%3cuse xlink:href='%23f' transform='rotate(120)'/%3e%3cuse xlink:href='%23f' transform='rotate(-120)'/%3e%3c/g%3e%3c/g%3e%3c/svg%3e)
Philippinesand many more…Since 2013 · Licensed & Regulated
Global Payments Made Simple
Send money to family, pay overseas suppliers, or transfer tuition fees securely from one powerful app. Fast, competitive, and trusted since 2013.
Fast Delivery
Secure Transfers
100+ Countries
Check Live Rates
See exactly how much your recipient gets.
Select a receive currency to see rate
Rates shown are indicative. Final rates confirmed at transfer.
One App
Multiple payment needs, one app.
KenyaUgandaTanzaniaGhanaIndiaPhilippinesand many more…Business Payments
Pay suppliers and business partners around the world with confidence.
- Supplier Payments
- Invoice Payments
- Import & Export Payments
- International Trade
- Competitive FX Rates
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China
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UK'/%3e%3cuse xlink:href='%23a' transform='translate(288.889 -214.211)'/%3e%3cuse xlink:href='%23a' transform='translate(108 342.749)'/%3e%3cuse xlink:href='%23a' transform='translate(469.189 342.749)'/%3e%3c/svg%3e)
Singaporeand many more…Education Payments
Pay tuition fees and living expenses directly to institutions and students abroad.
- Tuition Fees
- Accommodation
- Student Living Expenses
UK
USA
Canada'/%3e%3c/defs%3e%3cpath fill='%23012169' d='M0 0h10080v5040H0z'/%3e%3cpath stroke='%23fff' stroke-width='.6' d='m0 0 6 3m0-3L0 3' clip-path='url(%23b)' transform='scale(840)'/%3e%3cpath stroke='%23e4002b' stroke-width='.4' d='m0 0 6 3m0-3L0 3' clip-path='url(%23c)' transform='scale(840)'/%3e%3cpath stroke='%23fff' stroke-width='840' d='M2520 0v2520M0 1260h5040'/%3e%3cpath stroke='%23e4002b' stroke-width='504' d='M2520 0v2520M0 1260h5040'/%3e%3cg fill='%23fff'%3e%3cuse xlink:href='%23d' x='2520' y='3780'/%3e%3cuse xlink:href='%23a' x='7560' y='4200'/%3e%3cuse xlink:href='%23a' x='6300' y='2205'/%3e%3cuse xlink:href='%23a' x='7560' y='840'/%3e%3cuse xlink:href='%23a' x='8680' y='1869'/%3e%3cuse xlink:href='%23e' x='8064' y='2730'/%3e%3c/g%3e%3c/svg%3e)
Australia'/%3e%3cuse xlink:href='%23a' transform='scale(-1 1)'/%3e%3c/g%3e%3cg id='c'%3e%3cuse xlink:href='%23b' transform='rotate(72)'/%3e%3cuse xlink:href='%23b' transform='rotate(144)'/%3e%3c/g%3e%3cuse xlink:href='%23c' transform='scale(-1 1)'/%3e%3c/g%3e%3c/defs%3e%3cpath fill='%23039' d='M0 0h810v540H0z'/%3e%3cg fill='%23fc0' transform='matrix(30 0 0 30 405 270)'%3e%3cuse xlink:href='%23d' y='-6'/%3e%3cuse xlink:href='%23d' y='6'/%3e%3cg id='e'%3e%3cuse xlink:href='%23d' x='-6'/%3e%3cuse xlink:href='%23d' transform='rotate(-144 -2.344 -2.11)'/%3e%3cuse xlink:href='%23d' transform='rotate(144 -2.11 -2.344)'/%3e%3cuse xlink:href='%23d' transform='rotate(72 -4.663 -2.076)'/%3e%3cuse xlink:href='%23d' transform='rotate(72 -5.076 .534)'/%3e%3c/g%3e%3cuse xlink:href='%23e' transform='scale(-1 1)'/%3e%3c/g%3e%3c/svg%3e)
Europe'/%3e%3cuse xlink:href='%23a' transform='translate(0 -400)'/%3e%3cuse xlink:href='%23a' transform='translate(0 -600)'/%3e%3cuse xlink:href='%23a' transform='translate(0 -800)'/%3e%3cuse xlink:href='%23a' transform='translate(0 -1000)'/%3e%3cuse xlink:href='%23a' transform='translate(0 -1200)'/%3e%3cpath d='M0 0h1400v800H0z' style='fill:%23010066'/%3e%3cpath d='M576 100c-166.146 0-301 134.406-301 300s134.854 300 301 300c60.027 0 115.955-17.564 162.927-47.783-27.353 9.44-56.71 14.602-87.271 14.602-147.327 0-266.897-119.172-266.897-266.01 0-146.837 119.57-266.01 266.897-266.01 32.558 0 63.746 5.815 92.602 16.468C696.217 118.91 638.305 100 576 100z' style='fill:%23fc0'/%3e%3cpath d='m914.286 471.429-99.538-53.25 29.43 108.982-66.575-91.165-20.77 110.96-20.428-111.024-66.857 90.96L699.314 418l-99.701 52.943 74.065-85.192-112.8 4.441 103.694-44.62-103.555-44.94L673.8 305.42 600 220l99.538 53.25-29.43-108.982 66.575 91.165 20.77-110.96 20.428 111.023 66.857-90.959L814.97 273.43l99.702-52.944-74.065 85.193 112.8-4.441-103.694 44.62 103.555 44.94-112.785-4.79z' style='fill:%23fc0' transform='matrix(1.2738 0 0 1.2423 -89.443 -29.478)'/%3e%3c/svg%3e)
MalaysiaSingaporeand many more…Why Choose Flex Money
Everything you need for fast, secure global transfers built for people who send money home.
Fast Delivery
Money arrives quickly often within minutes to bank accounts your recipients already use.
Best Rates
Competitive exchange rates with transparent fees. No hidden charges what you see is what you pay.
Secure Transfers
Bank-grade encryption protects every transaction. Licensed and regulated for your peace of mind.
Multiple Payout Options
Send to bank accounts, mobile money. Flexible delivery for any recipient.
Easy Tracking
Real-time notifications and transfer status updates. Know exactly where your money is at all times.
Verify Once
Complete KYC once and send unlimited times. Save recipients and transfer in just a few clicks.
100+ Countries Supported
Send Money Worldwide
Transfer to family and friends in Africa, Asia, Europe, and beyond. Bank accounts and mobile money available.
USA
USD
Canada
CAD
Europe
EUR
Australia
AUD
Malaysia
MYR
Singapore
SGD
India
INR
Kenya
KES
Ghana
GHS
Nigeria
NGN
Uganda
UGX
Tanzania
TZS
Pakistan
PKR
Bangladesh
BDT
Philippines
PHP
United Kingdom
GBP
United Arab Emirates
AED
South Africa
ZAR
And many more across the globe.
Mobile Money
Send Money to Africa & Asia’s Leading Mobile Wallets
Transfer funds instantly to the most trusted mobile money and digital wallet providers across Africa and Asia, all through one simple payment platform.
MTN MoMo
Africa’s largest mobile money network, serving millions of customers across Uganda, Ghana, Rwanda, Cameroon, Côte d’Ivoire, Zambia, Benin, and other MTN markets.
Instant
Airtel Money
Fast and secure transfers to Airtel Money wallets across Kenya, Uganda, Tanzania, Rwanda, Zambia, Malawi, and other Airtel markets in Africa.
Instant
M-PESA
The leading mobile money service in Kenya, Tanzania, Mozambique, Lesotho, the Democratic Republic of Congo, Ghana, and other supported markets.
Instant
Tigo Pesa (Mixx by Yas)
Reliable wallet transfers across Tanzania and other supported East African mobile money networks.
Instant
Orange Money
Send money instantly to Orange Money wallets across West and Central Africa, including Senegal, Mali, Côte d’Ivoire, Cameroon, Guinea, Madagascar, and more.
Instant
Moov Money
Secure transfers to Moov Money customers across Benin, Togo, Burkina Faso, Gabon, and other supported markets.
Instant
Wave
Low-cost wallet transfers to Wave users in Senegal, Côte d’Ivoire, and other growing African markets.
Instant
GCash
The Philippines’ leading digital wallet for instant person-to-person and merchant payments.
Instant
PayMaya
Secure digital wallet and banking app serving millions of users across the Philippines.
Instant
bKash
Bangladesh’s leading mobile financial service with nationwide wallet coverage for fast and secure transfers.
Instant
Nagad
Instant wallet transfers to millions of Nagad users across Bangladesh.
Instant
eSewa
Nepal’s most popular digital wallet for instant payments and money transfers.
Instant
Touch ’n Go eWallet
Malaysia’s leading digital wallet for payments, transfers, and everyday transactions.
InstantHow It Works
Sending money home is simple. Complete your first transfer in just four easy steps.
1
Create Account
Sign up in minutes with your email or Google account. Quick registration to get started.
2
Verify Identity
Complete a quick KYC verification for compliance. Usually takes just a few minutes.
3
Add Recipient
Save your recipient's details once — bank account, mobile money.
4
Send Money
Choose your amount, confirm the rate, pay securely, and track delivery in real-time.
Trusted by Thousands
People around the world trust Flex Money to send money to their loved ones.
“I've been sending money to my parents in India for years. Flex Money has the best rates I've found, and transfers arrive within minutes. Highly recommended!”
PS
Priya Sharma
Kenya → India
“The app is so easy to use. I set up my family as recipients once, and now I can send money home with just a few taps. Great service!”
JO
James Okonkwo
Uganda → Nigeria
“Paying my sister's tuition and accommodation in Nairobi is straightforward now. Education payments go through reliably, and I can track every transfer.”
AD
Akuol Deng
South Sudan → Kenya
“We use Flex Money for supplier payments to Australia. Competitive rates, clear fees, and our partners receive funds on time, exactly what our business needs.”
MT
Michael Thon
South Sudan → Australia
“Finally a service that works reliably to Pakistan. The exchange rates are competitive, and customer support is always helpful when I have questions.”
SA
Sarah Ahmed
Tanzania → Pakistan
“Sending money directly to mobile wallets in Ghana has never been easier! Flex Money delivers instantly, and I get notified the moment the money arrives.”
DM
Daniel Mwangi
Kenya → Ghana
Frequently Asked Questions
Got questions? We've got answers.
Most transfers arrive within minutes to bank accounts and mobile money. Delivery times may vary based on the destination country, payout method, and banking hours.
Ready to Send Money Home?
Join thousands of customers who trust Flex Money for fast, secure, and affordable international transfers.